#Credit Cards
A tale of two SMEs: what distinguishes a growing business from a declining one?
What are the attributes of an SME that is growing, and how do they differ from a business with static or declining revenue? [Related: SMEs trading banks for fintechs, poll suggests] Twice a year, when more than 1200 owners or leaders of SME businesses are interviewed for our SME Growth Index, one of the first questions […]
PayPal Here targeting small business payments solution
PayPal Australia is focusing on expanding its payments solution technology, today announcing a Tap and Go-ready version of their PayPal Here Chip and PIN card reader.
The entrepreneur making the most of your mobile
Customers are increasingly using their mobile phones to pay bills instead of reaching for their credit card. Mark Reiken’s booming start-up Text2Pay hopes to make the transaction safe, quick and easy for both customer and merchant.
How to get out of credit card debt
No one is immune to the risks of accumulating credit card debt. Here are some tips for paying off your cards as soon as possible.
Reviewing the Qantas American Express Discovery credit card
Andrew Boyd takes a look at the business benefits of the Qantas American Express Discovery Credit Card. “With the Qantas American Express Discovery credit card, you can turn what was previously just an expense into something that rewards you.”
The tips and traps of business credit cards
Business credit cards are a useful financial tool for both small and large businesses but there are many tips and traps to be aware of.
Frequent flyers show love for AMEX Velocity Platinum Card
Frequent flyers have singled out the American Express Velocity Platinum Card as the most rewarding co-brand card for high-spending flyers.
36% of SMEs use personal credit cards for business cash flow
A comprehensive survey of Australia’s small and mid-sized businesses has found owners and operators are increasingly turning to personal credit, loans from friends and family, and savings as a means of plugging cash flow gaps.
Half of Aussies expect to spend ‘significantly less’ this Christmas
Two thirds of Australians are planning to spend less on gifts, sale shopping and family entertainment this Christmas, according to a new survey by finance comparison website Mozo.com.au.
Retailers urged to apply surcharges on credit card purchases
The Australian Retailers Association (ARA) is urging its members to consider their right to apply surcharges for credit card purchases, with consumers who pay in cash likely to welcome the practice.
Ezidebit achieves highest standard of credit card data protection
In today’s day and age of credit card fraud, hackers and identity theft, the need for credit card data protection and customer payment security has never been so great.
Contactless smart cards to be big business by 2012?
Contactless smart cards are expected to boom in the Asia-Pacific region as soon as 2012 once key implementation projects are fully operational according to new research.
Do credit cards reward small business?
Credit card holders have long been seduced by the lure of a free toaster, frequent flyer miles or cash back — and small businesses are no exception, with many using personal credit cards for regular business expenses.
Virgin Money’s credit card and online accounts ‘good news’
Virgin Money’s launch of new credit cards and an online savings account is good news for consumers who have been victims of gouging by the four major banks.
Credit card popularity slumps – usage down 10%
Australians prefer using other methods of payment over credit cards, with RBA statistics showing only 41.88% of card transactions involve credit cards, compared to 50.34% five years ago.
Shoppers not spending with fears over economy
Australian shoppers are yet to resume spending since the global financial crisis, with many concerned over the security of their jobs as the economy recovers.
Westpac rips off credit card customers with new policy
Westpac has announced a change in policy for credit card owners and will now charge interest on interest and as well as on fees paid by customers for items such as late payments.
Mastercard renews agreement with TNS
Transaction Network Services has renewed its agreement with Credit Card network MasterCard to provide payment server software for MasterCard’s ecommerce platform, the MasterCard Internet Gateway Service (MiGS). MiGS provides an outsourced payment gateway service for MasterCard’s bank acquirers and merchant customers. The MiGS platform provides Card-Not-Present transactions for online activities, including eCommerce and purchases via […]