As your small business chugs along, one of the key things to keep in mind is: How many hands are in your pocket? With so many technology-related expenses, there may well be a few. Where middle men were once the cost of doing business – hooking up your phone lines, for example – many vital […]
Once upon a time, before you’d made your first sale or contacted your first client, there were some big ticket costs heading your way as soon as you turned on your office computer. Starting a small business is as much about establishing a revenue stream as it is about minimising costs, and software is a […]
When you’re starting out, the next best thing to ‘free’ is ‘freelance’. So once every family member with a shred of talent has been exploited (think painting the office or inventing company names), it’s time to mine the freelance quarry.
Even better news on bank fees! Well it gets better! Yesterday I blogged on the widespread reduction of several types of bank fees. Today NAB has come out with an even more aggressive move, scrapping the most important fee of all, the monthly account fee on its main personal bank accounts (from Jan 2010). And […]
Well it isn’t the sort of headline we’ve become accustomed to reading over the years, but it’s true, banks are reducing their banking fees, and most of the changes are taking effect from this month.
We’ve got auditors in the office this week going through all our accounts. Now having auditors in isn’t really the sort of thing that sparks images of fun times, but I did enjoy one particular moment.
It’s time to pull out your calculator and do some simple sums on any lending facilities you have. And the sum to do is to take your current interest rate, add 2 percent, and see if you can cope with the adjusted repayment amount. Because that’s where we are headed.
Right now we’re seeing a lot of headlines asking “is it really over?”, as economists call an end to the worst of the financial crisis.
You have reached the end!
