For a lot of new businesses it is possible that because you signed up for various ongoing services – like insurance policies or web hosting packages – at around the same time, all your annual payments tend to be due at the same time.
For better cash flow, ask regular creditors whether you can rearrange annual payments into smaller, more manageable installments, either monthly or quarterly. This way, you won’t have a lump sum to contend with coinciding in one period of the year.
