#Business Insurance
Why companies are spending big bucks on insurance
Even from your first day in business, you will be exposed to certain risks. From the moment you hire your first employee, have a hundred under your watch or packing up shop and exiting, insurance has to be top of mind. It is all about ensuring you and your employees are covered no matter what […]
Five ways to support your growing micro-business
Commonly defined as enterprises employing nine or fewer people, “micro-businesses” are big players on the business stage. In 2013, they accounted for 14% of all businesses newly opened in Australia, but only 9% of businesses shutting down[1]. Any new business will face its share of growing pains. When you’re trying to grow your business without […]
The complete contractor’s guide to business insurance
If you are a contractor or tradesperson, you’ll know that your insurance needs are a little different to those of standard white collar workers.
Against the odds: How I fought on after the floods
Each week we’ll feature a business that’s endured an incredible challenge. Here, Amanda Foy recalls the destruction of her business at the hands of mother nature and how she managed to clear the mud and keep going.
Why it pays to buy insurance from an expert
Buying business insurance through a qualified adviser, rather than organising it yourself directly through the insurer, could be the difference between survival or closure in the face of a disaster. Here’s why.
Debunking the $2k insurance myth
Call it an insurance misconception, but many business owners have a fixed idea of what they believe is an appropriate amount to pay for insurance. If they paid $2000 last year, they think $2000 will do for this year. But when every other aspect of your business could have changed, why would the same amount still be valid to protect you into the future?
Are you under-insured, over-insured, or just plain insured?
Australia is one of the most underinsured nations in the developed world in terms of Personal Insurance, and sadly, many small business owners are not much better when it comes to insuring themselves and their businesses.
Reasons to consider group income protection insurance
Never heard of group income protection insurance? Well, it offers benefits for business owners as well as the pool of employees it covers. Here’s why you should look into covering your employees with group income protection.