Home topics small-business-resources growth-import-export Accounting Agri-Business Construction | Engineering Accounting Five tips to get great truck finance for business Savvy Finance and Insurance January 25, 2016 Some businesses rise and fall on the backs of trucks. Whether you’re shipping or receiving products of your own, on behalf of other businesses or need a truck to help you ply your trade (concrete mixers or cranes for example) it pays to get a great deal on truck finance. Here are top 5 tips from Savvy , recognised by BRW as one of the fastest growing car finance companies in Australia in 2015 to get you started. 1. Determine your life cycle and needs Your business is unique and has unique needs. Before looking for truck finance, ask yourself a few key questions: Do I need/want the flexibility to keep up with the latest trucks? If I expand, will I need a bigger truck than I need right now? Do I have a definite business plan for using my truck to pay off the lease or loan and for business growth? Is my truck use seasonal? Is my cash flow dependent on the use of the truck? Considering the average use of the truck, how long can I keep the truck until I need to replace it? These should give you a baseline for your budget. Using these numbers, you will be able to figure out how to best maximise your investment. 2. Consider all the different products After running the numbers, you