#Lending
The rising cost of alternative finance: Understanding non-bank lending risks
Easy access to non-bank finance masks a hidden risk. Insolvency experts warn directors that alternative lending comes with tighter covenants and faster enforcement triggers than traditional bank debt.
The rising cost of alternative finance: Understanding non-bank lending risks
Easy access to non-bank finance masks a hidden risk. Insolvency experts warn directors that alternative lending comes with tighter covenants and faster enforcement triggers than traditional bank debt.
COSBOA calls for loan rejection transparency in new lending code
COSBOA Calls for Greater Transparency in Loan Rejections to Empower Small Businesses
Expert strategies for navigating lending risks
New CreditorWatch paper addresses ways commercial lenders can use unique data to lend with greater confidence.
Financial democratisation: The people are now dictating the money game, not banks
Demand, competition and technology are driving seismic changes in the financial landscape, with power heading from the banks to the people…
Xero’s Small Business Insights shares key small business findings
The accounting app Xero share their Small Business Insights with us to shed light on what small businesses should be aware of, which is now made especially relevant with the federal budget announcement later today. The anonymous and aggregated data is collected monthly from hundreds of thousands of Xero’s Australian subscribers through the Xero platform. […]
The ‘quest for stability’ in the financial system is detrimental to SME growth, says Ombudsman
The benefits small businesses derive from a competitive financial system are being reduced by the regulators in their “quest for stability”, the Productivity Commission (PC) has found. The finding, contained in a draft PC report titled Competition in the Australian Financial System, is supported by the Australian Small Business and Family Enterprise Ombudsman (ASBFEO), Kate […]