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#Creditorwatch

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Why does Corporate Social Responsibility (CSR) matter for businesses?

What is CSR and why is it so important for businesses? With the ever growing social and environmental concerns of a business’ operations in contemporary society, there exists an inevitable pressure for businesses to consider what is known as the triple bottom line. In brief, the triple bottom line posits the interrelated significance of the […]

Eileen Wong · 2 min
Expert

Industry Insights Quarter 3, 2019: Construction remains the worst performing industry but others catch up

It is no surprise that Construction remained the worst industry for court actions in Quarter 3, 2019. However, other industries are showing signs of catching up. Construction remained the worst-performing industry in court actions in all states with the exception of Western Australia. Western Australia which saw retail trade as the worst-performing industry for court […]

Creditor Watch · 2 min
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PPSR Insights – The numbers say it all

The Personal Property Securities Register recently announced that they have hit 10 million registrations! Along with that news, the seven-year anniversary of PPSR is fast approaching in January, which means that there is going to be an influx in expirations and renewals. To give you a further idea of just how big the PPSR and […]

Guest Author · 2 min
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InfoTrack enters credit bureau game with acquisition of fintech startup CreditorWatch

Rapid-growth SME credit bureau CreditorWatch has been acquired by InfoTrack, a leading provider of intelligent search and automated workflow solutions for business professionals. Founded by managing director Colin Porter in 2011, CreditorWatch has, in the ensuing six years, been able to challenge the duopoly held by incumbent credit bureaus Veda (now Equifax) and Dun & […]

James Harkness · 2 min
Finance

Long-time customers can become bad debtors if credit checks are neglected, businesses warned

Nearly one in two Australian businesses are leaving themselves vulnerable to bad debt by not performing credit checks on their existing customers, new research shows. In a survey conducted by Australian credit bureau CreditorWatch, business owners, accountants and credit professionals from small to large-scale businesses were asked questions in relation to their credit management responsibilities. […]

James Harkness · 2 min
Entrepreneur

CreditorWatch’s founder on reaching 50,000 customers and lobbying for data transparency

CreditorWatch recorded a 42% increase in its customer base over two years on the way to reaching a major growth milestone, this month: 50,000 customers. Founder and managing director Colin Porter spoke to Dynamic Business about the genesis, success and future of the credit reporting bureau, which launched six years ago. DB: What was your […]

James Harkness · 2 min
Cashflow

Call for government to consider UK regs to help ensure big businesses pay SMEs on time

The Coalition has been urged to follow the example set by the UK Government and introduce legislation to deter big business from making late payments to SME suppliers. From April 2017, large companies and limited Liability Partnerships (LLPs) in Britain will be required by law to publicly report twice a year on their payment practices […]

James Harkness · 2 min
Cashflow

Late payments impacting 3 in 4 small businesses

New research by MYOB highlighting the financial and emotional toll late customer payments are having on SME owners has prompted the cloud accounting provider to renew calls for federal government and big business to implement a solution. The company’s latest SME Snapshot, revealed 77% of business owners had been impacted by late payments. Notably, 35% […]

James Harkness · 2 min
Cashflow

Improve your cashflow cycle by retraining your debtors

If you’ve effectively taught a client that they have 60 to 90 days in which to pay you, it is then very difficult to get them to start paying on time. To avoid this, make sure you and your client both agree to the credit terms when you set a new account up. This may […]

Colin Porter · 2 min
Advice

Keeping a tight leash will discipline debtors

While it’s a vital part of good cashflow management, chasing late payments is not something that most business owners enjoy. What can you do to get your clients to pay on time? And what can you do when you’re stuck with a customer who won’t settle their debt? Prevention is cure The first way to […]

Colin Porter · 2 min
Cashflow

Three rules to find the right customers for your business

When you start a business, it isn’t just about what you do well that ensures your path to success, but your customers. Don’t fall into the trap of accepting any client because you’re desperate for business: if you are careful and patient at the beginning, it will pay dividends for your business and your reputation […]

Colin Porter · 2 min
Entrepreneur

Turning cash flow frustrations into a business opportunity

As the owner of a successful publishing business, entrepreneur Colin Porter became sick of slow payers and non-payers impacting his cash flow, and decided to do something about it.

Stephanie Zillman · 2 min
Advice

Time it takes to pay invoices widening

The results of the Credit and Debt Survey are in. Run by Dynamic Business in tandem with CreditorWatch, the survey found two thirds of businesses have seen a rise in the time it takes them to be paid over the last year.

Lorna Brett · 2 min
Cashflow

How do you manage creditors and debtors?

Dynamic Business, as the voice of Australia’s small businesses, is again conducting its Credit and Debt Survey in partnership with CreditorWatch. Every person who completes the survey will go in the running to win one of three annual CreditorWatch subscriptions, valued at over $200.

Lorna Brett · 2 min
Economy

Diligence key to avoiding bad debt

A jump in the number of businesses entering external administration should serve as a warning to SMBs to do research before taking on new customers, says a leading credit management expert.

Lorna Brett · 2 min
Economy

Business insolvencies hit new high, expert says monitoring is key to survival

Local small business insolvencies hit a record high in February, with the number of companies entering external administration reaching their highest level since 1999.

Lorna Brett · 2 min
Growing

Free small business event featuring Shoes of Prey’s Jodie Fox

If you’re a small business owner with ambitions for growth but struggling with the usual day-to-day challenges while wearing 20 different hats, the free event Keeping your Business in Business is for you!

Lorna Brett · 2 min
Cashflow

Experts warn SMEs to keep on top of accounts as Christmas looms

Business defaults hit their second highest rate in September for eight years, leading experts to warn SMEs to be on top of their accounts receivable as Christmas approaches and cashflow worsens.

Lorna Brett · 2 min
Entrepreneur

The startup helping SMEs get paid

Sick of dealing with bad debt, Colin Porter launched a credit reporting service for small businesses. He tells Dynamic Business about dealing with debtors, bureaucrats and finding your space in the market.

Jennifer Blake · 2 min
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In the September issue of Dynamic Business

The September issue of the magazine is out now, and it’s packed full of news, information and tips for small business. Check out what’s inside…

Lorna Brett · 2 min
Cashflow

What to do when customers won’t pay

How to avoid dealing with businesses who don’t pay, and what you can do when they refuse.

Guest Author · 2 min
Cashflow

SMBs battle rising bad debt claims

Business confidence is being further battered thanks to a 40 percent rise in business-to-business bad debt claims and increasing payment terms, leading experts to urge SMBs to better manage their cashflow.

Lorna Brett · 2 min
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Dynamic Business credit & debt survey launches

Dynamic Business has again partnered with CreditorWatch for this year’s credit & debt survey. Go in the running to win a prize in return for just a few minutes of your time.

Lorna Brett · 2 min
Legal

When legal action is a business risk

Legal action—whether warranted or not—is a very real risk to businesses, including SMEs. Even if people do not have an honest claim to make against you, the cost of legal assistance to prove your innocence can be devastating to your business. Also, the toll it takes on your time and emotions can seriously hurt your business and personal time.

Rick Mapperson · 2 min