Cashflow

For the unwary, buying and selling in foreign currencies can be a minefield. Cameron Cooper explores methods for hedging those foreign exchange risks so you can manage margins and cash flow. As an exporter of indigenous flowers to the rest of the world, Jamie Creer knows how crucial foreign currency management is to the success of […]

The core of good business planning is the budget – But as Matthew Gardiner explains, an effective budget is multifaceted, and each part is crucial to developing a business plan to manage day-to-day operations, risk and growth. Developing a relevant and achievable budget is an effective way for a business to identify and plan to […]

What do the experts see coming in the next financial year, and what will it mean for small and medium businesses? Financial experts cast their gaze just over the horizon to predict how next year might shape up. They see strong growth in some sectors, a slowdown in others, and most warn small and medium […]

What do the experts see coming in the next financial year, and what will it mean for small and medium businesses? Financial experts cast their gaze just over the horizon to predict how next year might shape up. They see strong growth in some sectors, a slowdown in others, and most warn small and medium […]

Risk has had a lot of bad press, making it almost a dirty word and something to be avoided. Shirley Liew flips that concept and looks at risk as an opportunity to grow your business. Entrepreneurs know all about taking risks and the rewards they can bring. But few businesses actually take a managed approach […]

Remember how the rise of the PC as a business tool was going to free us from mundane tasks, opening up great swathes of time for more interesting activities? Accounting software is one area where that promise came true – Helen Bradley considers the options. It’s not a glamour application but accounting software is, nevertheless, a […]

As the end of financial year approaches, CPA Australia answers the tax questions most commonly asked by SMEs. Garry Addison reports. There is no substitute for good financial planning and advice. Your accountant can do much more for your business than help you fill in a tax return. But here are the major issues business […]

Products or services might be flying out your export door but if cash isn’t flowing in, the business will suffer. Cameron Cooper investigates solutions to keep cash flowing in your business, and avoid losing the house. A lack of cash flow is a perennial concern for exporters. Even the best ideas will flounder in the […]

Products or services might be flying out your export door but if cash isn’t flowing in, the business will suffer. Cameron Cooper investigates solutions to keep cash flowing in your business, and avoid losing the house. A lack of cash flow is a perennial concern for exporters. Even the best ideas will flounder in the […]

We take a look at where property investments—and interest rates—might be heading this year and beyond. Judging by the high rate of home ownership and the size of the property index on the Australian Stock Exchange (ASX), property matters to most Australians. The cooling of the residential property sector in recent years, especially along the […]

A good record-keeping system is crucial to business success. Judy Hartcher takes us through how to get your records into good shape and keep the tax man happy. Record-keeping may seem a chore, especially for new business owners. But research has shown it helps SMEs avoid a tax audit, potentially saving them thousands of dollars […]

A good record-keeping system is crucial to business success. Judy Hartcher takes us through how to get your records into good shape and keep the tax man happy. Record-keeping may seem a chore, especially for new business owners. But research has shown it helps SMEs avoid a tax audit, potentially saving them thousands of dollars […]

Fire, flood, computer viruses, hackers, terrorism—when disaster strikes, it usually happens fast – Small business has a poor track record with disaster recovery and business continuity plans – Angus Kidman looks at how you can protect your business without spending a fortune in money and time. Any business residing in a multi-storey building might worry about […]

In this new series, DSB will explore the benefits, strategies and advice to help you build your personal wealth, starting with an introduction to wealth creation and what it means for business owners. In the world of small and medium business, being successful depends on planning, effective execution of strategy and taking opportunities. The same […]

Many small business owners are surprised by success beyond their expectations, and are often not equipped to handle or sustain rapid growth. Joanne Pimlott takes us through the key issues to consider from start-up to growth. Starting a business is a complex, difficult, and exciting process. Remaining in business is a different and equally challenging […]

Helen Bradley and Kurt Best explain why good payroll software is crucial to good employee relations and sound financial management in your business. While there are many factors involved in running a successful business and maintaining good relationships with employees, payroll is one of the most important. It might be your biggest expense and it […]

The end of the financial year may not be your favourite season, but it doesn’t need to be a nightmare or even a headache if you’ve got the right information – Garry Addison answers the questions small business owners need to be asking at tax time. Small business owners are looking for ways to legitimately […]