Cashflow
Managing the company fleet is the nearest thing to a juggling act in a circus, and often far more difficult – Liz Swanton looks at different ways to meet your transport needs while also considering environmental issues and admin efficiency. Fuel efficiency and concern for the environment are hot topics when it comes to buying […]
Sydney-based financial forecast and bank reporting specialists Ongcorp Financial assists its clients prepare clear and concise reports to their banks to help them obtain cheaper finance and faster approvals. There is so much small and medium businesses can learn and have to gain by establishing and maintaining a good relationship with their bank or financier. […]
Securing a business loan in the current economic climate has become harder than ever. But what can you do to get the banks on your side? Most business owners have been frustrated at some point by a bank declining their loan application. The chances of being turned down now are even higher, as banks have […]
The Dynamic Business panel of leading Australian business experts share their advice on how SMEs can survive in the face of a tight credit market. MATTHEW NOLAN, MD, PROVIDENT CASHFLOW With additional working capital harder to secure, it’s crucial to get every dollar in your business working harder. Use these tips to squeeze the most […]
The insurance part is easy to understand, but where do the politics come in? Here’s a closer examination of political risk insurance that exporters may have overlooked when profiling export risk. After the devastation of World War II came the Marshall Plan, also know as the European Recovery Program, which was the USA’s investment in […]
Currency fluctuations need not be an issue for exporters with simple research and exmanination of your business and market, these strategies can help you effectively currency-proof your business. Can a business truly be currency-proof? It can get pretty close, say our experts from HSBC Bank Australia: Andrew Skinner, head of trade and supply chain, and […]
Environmentally-friendly business doesn’t have to break the bank and it’s not just the preserve of big, wealthy companies. Brad Howarth finds that, as well as cutting costs, many environmentally-friendly SMEs impress their customers by reducing consumption and waste. In the past year climate change has evolved from an academic discussion to become one of the […]
Is tax time a dreaded chore? A combination of annual accounts and audit fears? Mark Muller and Peter Bembrick look at how you can maximise the time and effort spent on preparing annual accounts and becoming audit ready by turning this into a valuable activity for improving your business. While not all businesses need to […]
Improving your finances is about more than just getting more clients or more sales across the line. In some cases, growth can actually elicit problems in the business, especially if cash flow management isn’t regulated. Christine Christian takes us through simple steps to help manage cash flow and mitigate risk. Cash flow is the lifeblood […]
Small businesses are set to benefit from wide-ranging changes to tax concessions. The changes are a boon for small business, says Mark Morris, CPA Australia’s senior tax counsel. “Small businesses can obtain significant benefits by being able to write off any depreciating assets costing less than $1,000, and by pooling assets over $1,000 and depreciating […]
If you don’t plan your budget, how will you know what sort of finance you need, how much and when? Dennis Mattiske looks at ways of integrating finance planning, reporting, analysis and adjustment to smooth the way from start-up to expansion. As all of our young guns can tell you, starting up a business is […]
In theory, cash flow management is simple. Enough money must come into a business in time to pay bills and fund development of more products or services. But many business owners allow a chink to develop in their cash flow plan, and if the chink becomes a gulf it can be fatal. Rob Dalton offers […]
Business equipment is a critical most organisations, but purchasing equipment can be a significant expense, and there’s where equipment finance comes in. Nowadays, as companies are squeezed for resources and cash, with increasing interest rates and banks tightening their credit policies, many are considering their options around equipment finance and asking themselves whether they should […]
Equipment finance is becoming an increasingly viable option to free up working capital and increase cash flow. But equipment finance is a competitive market and it pays to shop around. Take a look at what equipment finance can do for your business’ cash flow. One of the biggest issues facing SMEs and middle market companies […]
Choosing the right bank is not just a matter of comparing products and facilities. It’s also about choosing the right finance partner. Consider these suggestions, so you can better maintain business banking relationships and get the most from your bank. The relationship between a business and its bank is one of the most vital and […]
For seasoned corporate travellers, a business trip often means forthcoming jet lag, lonely hotel rooms and a view from someone else’s office window. But maintaining work-life balance, while travelling, is possible. And better yet, you can still stick to your travel budget. Envy the jetsetting lifestyle of a corporate traveller? Think again. While business travellers […]
Managing a fleet of cars goes beyond just the car itself. We sift through some of the fleet management tools needed to efficiently manage your fleet, and help you save on running costs. Fleet management is not easy for small and medium businesses, especially when competing with the big end of town. But tools such […]
Do you know your payroll tax rights and obligations? We take a look at the crucial payroll tax clauses every business owner should know about. Payroll tax is a state and territory tax levied on wages paid by employers to their employees unless a relevant exemption or exclusion is applicable, although these and other features […]
There is no substitute for spending time with potential investors, especially when you’re choosing a private equity partner. Your private equity partner will be very influential over future business growth and outcomes. How do business owners find the right private equity partner? Different private equity firms focus on different sorts of businesses although there are […]
Private equity isn’t just for big business. Innovative, growing SMEs are often in need of capital to fund business growth, and private equity may be just what you’re looking for. Here’s how you can choose a private equity partner to grow your business. These days, owners of small to medium businesses are now more likely […]
