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Developing a risk management plan

Even if you’re only just starting out, when it comes to your business, it’s always better to be safe and secure; especially in terms of risk management. Whether it’s because of interest rates, drought, fuel prices, or staff leaving; risk can’t be avoided. But that’s not to say it can’t be managed.

So research your insurance options, and develop a risk management plan, to lessen the severity of potential blows. Insure for workers compensation, and also consider insuring for personal accidents, illness, assets and revenue, and liability. And for home-based businesses, remember that your home and contents insurance won’t necessarily cover your business.

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