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#Loan

Advice

Let’s talk about personal asset loans: Five things to know before applying

Small businesses use personal asset loans to secure the short-term financing they require to succeed.

Sam Roby · 2 min
Finance

SMEs trading banks for fintechs, poll suggests

Fintech and other non-bank lenders are set to overtake banks as the preferred source of growth funds for Australian SMEs, the latest Scottish Pacific SME Growth Index suggest. [Related: Let’s Talk… Fintech, FinTech Australia’s CEO steps down but will continue to help Aussie fintechs from Asia and Fintech Code of Conduct recommended by report into best-practice for SME […]

James Harkness · 2 min
Locked

Fintech Code of Conduct recommended by report into best-practice for SME lenders

A report outlining steps being taken by fintech lenders to increase transparency and disclosure has been released by the Australian Small Business and Family Enterprise Ombudsman (ASBFEO), Kate Carnell, in partnership with FinTech Australia and theBankDoctor.org. The report, Fintech lending to small and medium sized enterprises: Improving transparency and disclosure, looks at the different approaches to […]

James Harkness · 2 min
Entrepreneur

Prospa’s Telstra Business Award win puts the fintech sector ‘on the map’, says co-founder

Online small business loan provider Prospa has become the first fintech company to win Telstra’s NSW Medium Business Award, with co-CEO Beau Bertoli stating that the accolade shows fintech is “no longer just some startup idea”. Bertoli, who founded Prospa with Greg Moshal in 2011, spoke to Dynamic Business about the five-year-old company’s victory at […]

James Harkness · 2 min
Finance

Why banks are rejecting small business loans

When it comes to acquiring finance for your business either to get started or expand, traditionally banks have been the popular option; however, with more than half of SME loan applications being rejected by banks every year, banks are proving to be yet another hurdle for small businesses. Whether it is to fund start-up costs, […]

Mark Hearl · 2 min
Entrepreneur

The CEO of fintech lender Sail discusses what he learnt from the start-up ecosystem in Tel Aviv

Buoyed by $8 million in seed funding, Yanir Yakutiel launched a fintech start-up in November, last year, to assist small businesses under-serviced by banks and other traditional lenders. The former finance and shipping expert spoke to Dynamic Business about Sail, including the process of raising capital and its participation in the Tel Aviv Landing Pad […]

James Harkness · 2 min
Funding | Investment

NSW Government announces start-up and SME funding programs to help drive jobs growth

The NSW Government has made a suite of financial support programs available to SMEs and startups, as well as incubators and accelerators, as part of its long-term plan to accelerate jobs growth. In releasing the Jobs for the Future report on Friday, Premier Mike Baird explained that small, fast growing companies – known as gazelles […]

James Harkness · 2 min
Locked

Alternative lending – the long and short of it

Small business owners are each a jack of all trades – they’re CEOs, marketers, sales guns and customer service gurus all rolled into one (somewhat tightly wound) package. With their fingers in so many pies, the challenge becomes keeping on top of the new stuff – the emerging trends and technologies. With that in mind it’s no surprise […]

Guest Author · 2 min
Cashflow

Is a low-doc loan for your small business?

Low-doc loans are making a comeback and they could be just the funding solution small businesses have been looking for.

David Holmes · 2 min