#Credit History
What to do when you’re rejected for a home loan
So you’ve found your dream home. Everything seems perfect, until you apply for a mortgage. If the bank says “no,” most of us want the earth to open up and swallow us whole. It’s a sinking feeling but it’s not the end of the world. If you have applied for a home loan and have […]
Brandis weighs in on late payment grace periods
Attorney General, Senator George Brandis has requested the Credit Reporting Privacy Code be changed so the current five-day grace period for late payments be extended to 14 days.
Credit reporting changes strike a chord
A report by the Australian Retail Credit Association (ARCA) has found that Australians are largely positive about the new credit reporting system set to be introduced next month.
New website launched to aid credit history management
A new initiative launched today by the Australian Retail Credit Association (ARCA) aims to demystify consumer credit history.
Know how to secure a better bank deal
The old saying, you have to spend money to make money might be true, but one expert offers some insight into negotiating the best banking deals, so you don’t have to spend as much to get started or keep going.