#Business Liability
Why it pays to buy insurance from an expert
Buying business insurance through a qualified adviser, rather than organising it yourself directly through the insurer, could be the difference between survival or closure in the face of a disaster. Here’s why.
Debunking the $2k insurance myth
Call it an insurance misconception, but many business owners have a fixed idea of what they believe is an appropriate amount to pay for insurance. If they paid $2000 last year, they think $2000 will do for this year. But when every other aspect of your business could have changed, why would the same amount still be valid to protect you into the future?
Risk vs. liability: What you need to know
With the ever increasing fast pace of society, a successful business, particularly an entrepreneurial one, often needs to take business risks to stand out. However, risks often bring with them the potential for liability.
Tips to deal with unwelcome Valentines in the workplace
With Valentines Day just around the corner, employers are being warned to make sure their sexual harassment policy is up to scratch to avoid issues that can arise when attraction between employees isn’t reciprocal. Here’s what you need to know…
Avoid a liability hangover from the office Christmas party
Employers should ensure staff have fun at the office Christmas party, but not at the expense of the business’ liability insurance. So here’s some tips for encouraging appropriate behaviour this festive season.
When legal action is a business risk
Legal action—whether warranted or not—is a very real risk to businesses, including SMEs. Even if people do not have an honest claim to make against you, the cost of legal assistance to prove your innocence can be devastating to your business. Also, the toll it takes on your time and emotions can seriously hurt your business and personal time.
Is Facebook a business liability?
The benefits of social networking for business have been widely debated, in particular the use of Facebook in the workplace. However, there are many legal issues that need to be explored from privacy and protection to liability regarding your company website and links. Earlier this year the High Court of Justice in England awarded a […]