RBA’s first rate rise in two years puts squeeze on struggling businesses

By Yajush Gupta · 4 February 2026 · News

RBA’s first rate rise in two years puts squeeze on struggling businesses

RBA's surprise rate hike: What it means for Aussie businesses

The Reserve Bank of Australia has made a significant move, hiking interest rates for the first time in two years. But how will this squeeze affect the country's struggling small businesses?

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Summary

The RBA has hiked rates to 3.85%, adding $115 monthly to average mortgages. Industry experts reveal how SMEs are responding to the squeeze